'See Governing Documents' refers to the Articles of Incorporation, Bylaws and/or Declaration-CC&Rs for your association. There are several things that can change within the Governing Documents and it is nearly impossible to guarantee that all changes are accounted for. That's why we make the Governing Documents readily available to requestors so they can verify and/or interpret the response to their specific question. We recommend you attach a copy of the information you obtained and incorporate that into your loan file. The underwriter will put the pieces together.